Mastercard International Incorporated · Open
2026 Priceless Surprises for U.S. Regional Banks Sweepstakes
Qualifying Mastercard cardholders at participating U.S. regional financial institutions can enter for a choice of five travel experiences and prepaid-card prizes. One $12,500 travel package for the winner and one guest to the winner's choice of Scottsdale, Park City, Las Vegas, the Florida Keys or the Bahamas, plus 174 $200 Mastercard prepaid-card prizes.
Before you enter
- Entrant must have opened an eligible consumer or small-business Mastercard credit or debit card from one of the 29 participating financial institutions before July 1, 2026, and be physically in the eligibility area. Minimum age is 19 in Alabama and Nebraska and 21 in Mississippi.
- All routes require an eligible consumer or small-business Mastercard account from a participating institution opened before July 1, 2026.
- Online, PIN-based, corporate, international, ATM, cash-advance, fee and returned transactions do not qualify for automatic entries.
- The rules' Entry Period 3 transaction row says 9/30/36; this is preserved as an apparent typo because the overall period and adjacent schedules identify 2026.
Entry routes reviewed 2026-10-13. Source · checked 2026-10-13
Entry routes and requirements
Each route below includes the promotion-wide requirements. Only confirmed free routes qualify for the entry filters.
Eligible in-person signature purchase · In person
A purchase is required for this route.
- Site or platform account
- Required
- Public post
- Not required
- Not required
- In-person visit
- Required
- Use an eligible participating-bank Mastercard for an in-store or in-person signature-based credit transaction without a PIN.
Cost or access: Eligible purchase and any associated costs.
Entry limit: One entry for each eligible in-person signature purchase; no overall entry limit. This cap is shared across routes; switching methods does not create an extra allowance.
- other
- Each monthly entry period ends at 11:59:59 PM CT on the last day shown; the final period ends 12/31/26. · America/Chicago
Twenty-purchase monthly bonus · In person
A purchase is required for this route.
- Site or platform account
- Required
- Public post
- Not required
- Not required
- In-person visit
- Required
- Make at least 20 eligible in-store or in-person signature-based transactions with the eligible card during one entry period.
Cost or access: Twenty eligible purchases and associated costs.
Entry limit: One 100-entry bonus per monthly entry period; no overall entry limit. This cap is shared across routes; switching methods does not create an extra allowance.
- other
- Each monthly entry period ends at 11:59:59 PM CT on the last day shown; the final period ends 12/31/26. · America/Chicago
No-purchase mail alternative · Mail-in
No purchase required for this route.
- Site or platform account
- Required
- Public post
- Not required
- Required
- In-person visit
- Not required
- Hand-print the required identity, contact, birth-date, email, eligible-card prefix and promotion name on plain 3×5 paper; mail it separately in a stamped hand-printed #10 envelope with the participating issuer named outside.
Cost or access: You pay postage; an eligible card account opened before July 1, 2026 remains required.
Entry limit: Each compliant mailing receives 120 entries in the applicable monthly and grand-prize periods; enter as often as desired, one request per envelope, with no overall cap. This cap is shared across routes; switching methods does not create an extra allowance.
- postmark
- Entry Period 3: postmarked by 10/1/26; Entry Period 4: 11/2/26; Entry Period 5: 12/1/26; Entry Period 6 and Grand Prize: 1/2/27.
- received by
- Entry Period 3: received by 10/8/26; Entry Period 4: 11/9/26; Entry Period 5: 12/8/26; Entry Period 6 and Grand Prize: 1/9/27.
A checklist mark records your own entry. It does not confirm sponsor acceptance or give permission to exceed a shared cap.
Prize details that matter
Destination-choice four-night trip for two
1 award · $12,500.00 USD each
Includes: Round-trip coach airfare, airport transfers, four hotel nights, selected activities, $500 Mastercard prepaid card and $3,000 tax-offset check.
Not included or restricted: Unlisted travel costs, taxes, travel insurance, meals, excursions and incidentals; destination and dates are subject to rules.
$200 Mastercard prepaid card
174 awards · $200.00 USD each
Includes: One $200 prepaid card per winner.
Not included or restricted: Issuer restrictions and taxes.
What you can win
One $12,500 travel package for the winner and one guest to the winner's choice of Scottsdale, Park City, Las Vegas, the Florida Keys or the Bahamas, plus 174 $200 Mastercard prepaid-card prizes.
The listed value is $12,500 USD for the largest individual prize or prize package. It is not the total prize pool, a guarantee of cash instead of the prize, or expected winnings.
Top prizes listed: 1. This count does not tell us the total number of entrants or your odds.
How to enter without a purchase
Eligible cardholders receive entries for qualifying in-store signature purchases and monthly transaction thresholds. A no-purchase mail route awards 120 entries for the applicable entry period and grand-prize period per compliant envelope; separate mailings are not capped. See rules for the required card prefix, issuer name and mailing details.
There is no simple repeat-entry schedule recorded for this listing. Use the specific sponsor instructions below rather than assuming it is a daily giveaway.
A no-purchase method may still involve ordinary postage, internet access, an account, or another requirement stated in the rules. Use the exact method and deadline that apply to your entry.
Who can enter
- Countries
- United States
- Included states or regions
- Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), District of Columbia (DC), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA), Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY)
- Excluded states or regions
- PR, GU, VI, AS, MP
- Age
- 18 or older
Additional requirements: Entrant must have opened an eligible consumer or small-business Mastercard credit or debit card from one of the 29 participating financial institutions before July 1, 2026, and be physically in the eligibility area. Minimum age is 19 in Alabama and Nebraska and 21 in Mississippi.
Employees and household/immediate-family members of Sponsor, participating institutions, Administrator and promotion agencies are excluded; see official rules.
Country and age alone do not establish eligibility. Check residency, household, employee, membership and other exclusions in the official rules. PrizeOtter’s profile match is a screening aid, not sponsor approval.
Dates and entry limits
- Opens
- July 1, 2026 at 12:00 AM CDT
- Closes
- December 31, 2026 at 11:59 PM CST
- Sponsor’s deadline wording
- ends at 11:59:59 PM CT on 12/31/26
Dates above use the promotion’s recorded time zone (America/Chicago). Mail-in postmarks, receipt deadlines and bonus periods may differ from the main closing time; check the entry instructions. Understand entry limits and deadlines.
Sources and verification
Listed sponsor: Mastercard International Incorporated. Rules last reviewed October 13, 2026. Promotion edition: 2026.
The official Mastercard rules and a current participating-issuer page were rechecked October 13, 2026. They continue to support the 2026 overall period, participating-card requirement, purchase and mail routes, monthly bonus structure, December 31 close, trip and prepaid-card prizes. The isolated Entry Period 3 transaction-date cell reading 9/30/36 is retained as a source typo note; that period is over and every controlling overall and adjacent schedule date identifies 2026.
Read the official rules · Visit the sponsor’s entry page
Our summaries help you compare opportunities. The sponsor’s current rules control, and a review date does not guarantee the page has stayed unchanged. How we verify listings · Report a correction.