One Finance, Inc. · Open
OnePay $100K Sweepstakes
Eligible U.S. adults may earn entries through qualifying OnePay direct deposits or use the free postal route without an account or deposit. One $100,000 cash prize, deposited into a qualifying OnePay account or paid by check to a mail-route winner.
Before you enter
- Entrants must have a valid Social Security number or Individual Taxpayer Identification Number. Minimum age is 19 in Alabama and Nebraska, 21 in Mississippi, and 18 elsewhere. Direct-deposit entrants need a personal OnePay account; the mail route does not. A mail-route winner receives a check.
- A valid SSN or ITIN is required before entry, and state-specific ages apply.
- The qualifying free route is postal mail; a mail-route winner receives a check rather than needing a OnePay account.
Entry routes reviewed 2026-10-06. Source · checked 2026-10-06
Entry routes and requirements
Each route below includes the promotion-wide requirements. Only confirmed free routes qualify for the entry filters.
Free mail-in entries · Mail-in
No purchase required for this route.
- Site or platform account
- Not required
- Public post
- Not required
- Required
- In-person visit
- Not required
- Print or type the required personal details on a plain 3-by-5-inch card.
- Place one card in each postage-paid envelope.
- Mail no more than two envelopes to the official rules address.
Cost or access: Postage and mailing-material costs apply.
Entry limit: The first eligible mail entry earns three entries and the second earns two; maximum five entries across methods. No reset during the applicable promotion or entry period. This cap is shared across routes; switching methods does not create an extra allowance.
- postmark
- postmarked by October 31, 2026 and received by November 6, 2026 · America/Los_Angeles
Qualifying OnePay direct deposits · Other method
A purchase is required for this route.
- Site or platform account
- Required
- Public post
- Not required
- Not required
- In-person visit
- Not required
- Use a personal OnePay deposit account.
- Receive qualifying electronic direct deposits during the promotion period.
- Earn one entry for each $500 posted, up to five entries.
Cost or access: A qualifying direct deposit requires movement of funds; use the postal route to enter without a deposit.
Entry limit: One entry per $500 in qualifying direct deposits, maximum five entries across methods. No reset during the applicable promotion or entry period. This cap is shared across routes; switching methods does not create an extra allowance.
- online close
- begins at 12:00 AM Pacific Time (PT) on October 1, 2026, and ends at 11:59 PM PT on October 31, 2026 · America/Los_Angeles
A checklist mark records your own entry. It does not confirm sponsor acceptance or give permission to exceed a shared cap.
Prize details that matter
$100,000 cash prize
1 award · $100,000.00 USD each
Includes: $100,000 deposit or check
Not included or restricted: Taxes Transfer before award Unlisted expenses
What you can win
One $100,000 cash prize, deposited into a qualifying OnePay account or paid by check to a mail-route winner.
The listed value is $100,000 USD for the largest individual prize or prize package. It is not the total prize pool, a guarantee of cash instead of the prize, or expected winnings.
Top prizes listed: 1. This count does not tell us the total number of entrants or your odds.
How to enter without a purchase
For a free entry route, mail a plain 3-by-5-inch card with the required full name, age, address, phone and email in a postage-paid envelope. The first eligible card earns three entries and a second card earns two, for a five-entry shared cap. Cards must be postmarked October 31 and received November 6, 2026.
There is no simple repeat-entry schedule recorded for this listing. Use the specific sponsor instructions below rather than assuming it is a daily giveaway.
A no-purchase method may still involve ordinary postage, internet access, an account, or another requirement stated in the rules. Use the exact method and deadline that apply to your entry.
Who can enter
- Countries
- United States
- Excluded states or regions
- PR, GU, VI, AS, MP
- Age
- 18 or older
Additional requirements: Entrants must have a valid Social Security number or Individual Taxpayer Identification Number. Minimum age is 19 in Alabama and Nebraska, 21 in Mississippi, and 18 elsewhere. Direct-deposit entrants need a personal OnePay account; the mail route does not. A mail-route winner receives a check.
Sponsor and administrator personnel, their immediate families and household members are excluded.
Country and age alone do not establish eligibility. Check residency, household, employee, membership and other exclusions in the official rules. PrizeOtter’s profile match is a screening aid, not sponsor approval.
Dates and entry limits
- Opens
- October 1, 2026 at 12:00 AM PDT
- Closes
- October 31, 2026 at 11:59 PM PDT
- Sponsor’s deadline wording
- begins at 12:00 AM Pacific Time (PT) on October 1, 2026, and ends at 11:59 PM PT on October 31, 2026
Dates above use the promotion’s recorded time zone (America/Los_Angeles). Mail-in postmarks, receipt deadlines and bonus periods may differ from the main closing time; check the entry instructions. Understand entry limits and deadlines.
Sources and verification
Listed sponsor: One Finance, Inc.. Rules last reviewed October 6, 2026. Promotion edition: 2026-10.
Current official OnePay rules checked October 5, 2026 verify the exact PT period, age and tax-ID conditions, one $100,000 prize, direct-deposit route, free postal alternative and five-entry shared cap. The mail route qualifies without a OnePay account and pays its winner by check.
Read the official rules · Visit the sponsor’s entry page
Our summaries help you compare opportunities. The sponsor’s current rules control, and a review date does not guarantee the page has stayed unchanged. How we verify listings · Report a correction.